Post Sandy FEMA Assessment Inspcetions Are Underway

FEMA officials have begun completing assessments on storm damaged homes in Ocean & Monmouth County. As required by federal law and regulation under the national flood insurance program (NFIP), FEMA contracted with a firm to conduct damage inspections of properties that were damaged by Superstorm Sandy.

Townships must have this assessment done so they can continue eligibility in the National Flood Insurance Program.

Without this, residents would not be able to get new mortgages that require flood insurance, leaving many residents unable to sell their home to any buyer who needs a mortgage. Also, existing mortgages which require an owner to maintain flood insurance would be declared in default .

FEMA inspectors should have proper ID and will have a letter from the Township engineer.  If FEMA is not able to assess the damage of an individual home, they will have no choice but to assume the worst. If you have concerns and questions about the inspection and assessment process, please call your Township engineer.